{"citations":{"source_mix":{"company_owned":29,"independent":9,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":33,"partial":5},"total_sources":39,"unique_domain_count":8},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Mortgage Lenders for Self-Employed Buyers Using Bank Statement Loans","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["grok","perplexity"],"predicate":"final_consensus_rank","qualifier":"self-employed bank statement loan","subject":"Lendmire Bank Statement Loan","unit":"rank","value":7},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["grok","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Lendmire Bank Statement Loan","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Lendmire Bank Statement Loan","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","perplexity","kimi"],"predicate":"fit_rating_count","qualifier":"good","subject":"Lendmire Bank Statement Loan","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Lendmire Bank Statement Loan","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":7,"name":"Lendmire Bank Statement Loan","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-purchase-mortgage-lenders/self-employed-bank-statement-loan/lendmire-bank-statement-loan.json","page_url":"https://mortgageconsensusindex.com/home-purchase-mortgage-lenders/self-employed-bank-statement-loan/lendmire-bank-statement-loan","report_type":"fit_review","study_id":"MCI-STUDY-C38E3986AC07","title":"Lendmire Bank Statement Loan Review for Self-Employed Buyers Using Bank Statement Loans"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 11:31:29.524502+00","research_date":"2026-09-29","source_snapshot_sha256":"2244e8877a51f23270ab3ff7bfb4fed7a92a0c662b4df016ab83ff1fc3032d26","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":33,"qualified_finalists":10,"ranking_unit":"Mortgage lender"},"schema_version":4,"summary":"Lendmire Bank Statement Loan is a good fit for a self-employed borrower whose tax write-offs suppress qualifying income, provided the borrower is in one of Lendmire's 16 licensed states and can supply 12 months of consecutive deposits. Two of seven platforms named Lendmire during the ranking stage — Grok at rank 2 and Perplexity at rank 8 — giving it a 28.6% share of included platform responses and an average listed rank of 5.0. The strongest reason to consider it is the advertised combination of 12-month personal or business bank statement qualification, CPA-prepared P&L options, and…","target_buyer":"A self-employed business owner whose tax write-offs reduce documented income and cannot qualify using standard tax returns.","topic":{"base_category":"Home Purchase Mortgage Lenders","category_criteria":["bank statement program availability","non-QM underwriting flexibility","rate premium for alternative documentation","CPA letter acceptance","minimum down payment for non-QM"],"geography":"United States","slug":"best-mortgage-lenders-for-self-employed-buyers-using-bank-statement-loans","title":"Best Mortgage Lenders for Self-Employed Buyers Using Bank Statement Loans","use_case":"self-employed bank statement loan"}}