{"citations":{"source_mix":{"company_owned":26,"independent":14,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":13,"partial":4},"total_sources":40,"unique_domain_count":17},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Mortgage Lenders for Second Home and Vacation Home Purchase","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","google","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"second home vacation property purchase","subject":"Quicken Loans (Rocket Mortgage)","unit":"rank","value":3},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","google","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Quicken Loans (Rocket Mortgage)","unit":"platforms","value":4},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","grok","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Quicken Loans (Rocket Mortgage)","unit":"platforms","value":5},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","kimi"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Quicken Loans (Rocket Mortgage)","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":3,"name":"Quicken Loans (Rocket Mortgage)","platform_mentions":4,"platform_share":0.5714285714285714}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-purchase-mortgage-lenders/second-home-vacation-property-purchase/quicken-loans-rocket-mortgage.json","page_url":"https://mortgageconsensusindex.com/home-purchase-mortgage-lenders/second-home-vacation-property-purchase/quicken-loans-rocket-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-3557CB2E2E00","title":"Quicken Loans (Rocket Mortgage) Review for Second Home and Vacation Home Purchase"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 11:37:00.609581+00","research_date":"2026-09-29","source_snapshot_sha256":"1a58dda5908d14e604dccfb542a0a34aef0ac11a081417eeee8740c0be5e03a7","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":26,"qualified_finalists":10,"ranking_unit":"Mortgage lender"},"schema_version":4,"summary":"Quicken Loans (Rocket Mortgage) is a good fit for an existing homeowner buying a conventional, personally used vacation home that meets standard second-home eligibility rules. Four of the seven platforms in this study named it during the ranking stage, at an average listed rank of 5.0 and a best rank of 3. Its strongest advantage is a published conventional second-home path with a stated 10% minimum down payment, digital application, and jumbo financing where eligible. The main limitation is that no reviewed source establishes dedicated seasonal or resort-market underwriting expertise, and…","target_buyer":"An existing homeowner purchasing a non-primary, personal-use second or vacation home.","topic":{"base_category":"Home Purchase Mortgage Lenders","category_criteria":["second home occupancy rules","rate premium versus primary residence","seasonal or resort area lending expertise","down payment requirements","reserve requirements"],"geography":"United States","slug":"best-mortgage-lenders-for-second-home-and-vacation-home-purchase","title":"Best Mortgage Lenders for Second Home and Vacation Home Purchase","use_case":"second home vacation property purchase"}}