{"citations":{"source_mix":{"company_owned":18,"independent":18,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":36,"partial":0},"total_sources":36,"unique_domain_count":18},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Mortgage Lenders with No PMI Purchase Options","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"PMI avoidance purchase financing","subject":"Rocket Mortgage","unit":"rank","value":3},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Rocket Mortgage","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","perplexity","kimi","google"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Rocket Mortgage","unit":"platforms","value":5},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","grok"],"predicate":"fit_rating_count","qualifier":"weak","subject":"Rocket Mortgage","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":2.3333333333333335,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":3,"name":"Rocket Mortgage","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-purchase-mortgage-lenders/pmi-avoidance-purchase-financing/rocket-mortgage.json","page_url":"https://mortgageconsensusindex.com/home-purchase-mortgage-lenders/pmi-avoidance-purchase-financing/rocket-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-5844A8E160D3","title":"Rocket Mortgage Review for Home Purchase Options Without PMI"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 12:41:00.058191+00","research_date":"2026-09-29","source_snapshot_sha256":"6e8ff16c1c40966adfbd48d6d79f6842235111510c7cc0499b6e262157259667","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":34,"qualified_finalists":10,"ranking_unit":"Mortgage lender"},"schema_version":4,"summary":"Rocket Mortgage is a weak-to-mixed fit for a buyer who wants to avoid monthly PMI on a low-down-payment purchase. Three of seven platforms named Rocket Mortgage during the ranking stage (deepseek, grok, kimi), and it landed at an average listed rank of 2.33 with a best rank of 1. The strongest reason to consider it is its conventional loan menu plus educational disclosure of the lender-paid PMI (LPMI) rate tradeoff. The main limitation is that Rocket states it does not currently offer 80-10-10 piggyback loans, and no reviewed public source confirms live LPMI pricing or eligibility for a…","target_buyer":"A buyer putting down less than 20 percent who wants to avoid paying monthly private mortgage insurance.","topic":{"base_category":"Home Purchase Mortgage Lenders","category_criteria":["lender-paid mortgage insurance availability","piggyback second loan options","rate versus PMI tradeoff transparency","long-term cost comparison","qualification flexibility"],"geography":"United States","slug":"best-mortgage-lenders-with-no-pmi-purchase-options","title":"Best Mortgage Lenders with No PMI Purchase Options","use_case":"PMI avoidance purchase financing"}}