{"citations":{"source_mix":{"company_owned":17,"independent":24,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":20,"partial":12},"total_sources":41,"unique_domain_count":24},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Mortgage Lenders with No PMI Purchase Options","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["google","kimi"],"predicate":"final_consensus_rank","qualifier":"PMI avoidance purchase financing","subject":"Movement Mortgage","unit":"rank","value":9},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["google","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Movement Mortgage","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Movement Mortgage","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Movement Mortgage","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","deepseek","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Movement Mortgage","unit":"platforms","value":3},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Movement Mortgage","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6,"best_rank":5,"entity_id":"entity-001","entity_type":"company","final_rank":9,"name":"Movement Mortgage","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-purchase-mortgage-lenders/pmi-avoidance-purchase-financing/movement-mortgage.json","page_url":"https://mortgageconsensusindex.com/home-purchase-mortgage-lenders/pmi-avoidance-purchase-financing/movement-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-61E7013AB44C","title":"Movement Mortgage Review for Home Purchase Options Without PMI"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 12:57:29.760152+00","research_date":"2026-09-29","source_snapshot_sha256":"6aba5c987bfc6219103fabf51c9a369afdce02c5da04bd26badc13a077b71057","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":34,"qualified_finalists":10,"ranking_unit":"Mortgage lender"},"schema_version":4,"summary":"Movement Mortgage is a mixed fit for PMI avoidance purchase financing. Two of the seven platforms in this study named it during the ranking stage, at an average listed rank of 6.0 (best rank 5). Its strongest case rests on Dream to Own, a conventional program independently described as carrying no mortgage insurance with up to 4% assistance through an interest-only second lien (, -22). The main limitation is verification: no current official Movement product page documents Dream to Own's 2026 terms, rates, or nationwide availability, and Movement does not publish rates online (-19, ). Buyers…","target_buyer":"A buyer putting down less than 20 percent who wants to avoid paying monthly private mortgage insurance.","topic":{"base_category":"Home Purchase Mortgage Lenders","category_criteria":["lender-paid mortgage insurance availability","piggyback second loan options","rate versus PMI tradeoff transparency","long-term cost comparison","qualification flexibility"],"geography":"United States","slug":"best-mortgage-lenders-with-no-pmi-purchase-options","title":"Best Mortgage Lenders with No PMI Purchase Options","use_case":"PMI avoidance purchase financing"}}