{"citations":{"source_mix":{"company_owned":10,"independent":23,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":19,"partial":15},"total_sources":34,"unique_domain_count":19},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Physician Mortgage Loan Lenders","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi","openai"],"predicate":"final_consensus_rank","qualifier":"physician loan high student debt","subject":"Regions Bank","unit":"rank","value":5},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Regions Bank","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Regions Bank","unit":"platforms","value":4},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Regions Bank","unit":"platforms","value":1},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"weak","subject":"Regions Bank","unit":"platforms","value":1},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Regions Bank","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":7.5,"best_rank":7,"entity_id":"entity-001","entity_type":"company","final_rank":5,"name":"Regions Bank","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-purchase-mortgage-lenders/physician-loan-high-student-debt/regions-bank.json","page_url":"https://mortgageconsensusindex.com/home-purchase-mortgage-lenders/physician-loan-high-student-debt/regions-bank","report_type":"fit_review","study_id":"MCI-STUDY-29FF00136C5D","title":"Regions Bank Review for Physician Loans and Student Debt"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 12:08:33.865288+00","research_date":"2026-09-29","source_snapshot_sha256":"0be766f558dcf3d85c2919a513bbba10fffcd4c046afada2f100a1e05b70f0a1","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":14,"qualified_finalists":4,"ranking_unit":"Mortgage lender"},"schema_version":4,"summary":"Regions Bank is a good, but not clearly best, fit for a physician, dentist, or resident with high student debt who is buying a primary residence inside its limited state footprint. Two of the seven platforms that evaluated fit named Regions Bank during the ranking stage, and those two placed it at an average listed rank of 7.5. The strongest reason to consider it is a Doctor Mortgage Program that advertises no down payment up to a stated $1 million, no borrower-paid PMI, and possible qualification using a signed employment contract for residents and fellows. The main limitation is that…","target_buyer":"A physician, dentist, or medical resident with high future earning potential but heavy student loan debt.","topic":{"base_category":"Home Purchase Mortgage Lenders","category_criteria":["physician loan program availability","student loan debt treatment","no PMI options","low or zero down payment terms","income projection flexibility for residents"],"geography":"United States","slug":"best-physician-mortgage-loan-lenders","title":"Best Physician Mortgage Loan Lenders","use_case":"physician loan high student debt"}}