{"citations":{"source_mix":{"company_owned":15,"independent":24,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":36,"partial":3},"total_sources":39,"unique_domain_count":19},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Physician Mortgage Loan Lenders","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"physician loan high student debt","subject":"KeyBank","unit":"rank","value":4},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"KeyBank","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"KeyBank","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"KeyBank","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"KeyBank","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.8,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":4,"name":"KeyBank","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-purchase-mortgage-lenders/physician-loan-high-student-debt/keybank.json","page_url":"https://mortgageconsensusindex.com/home-purchase-mortgage-lenders/physician-loan-high-student-debt/keybank","report_type":"fit_review","study_id":"MCI-STUDY-2BC441F0FB5F","title":"KeyBank Review for Physician Loans and Student Debt"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 12:03:55.861477+00","research_date":"2026-09-29","source_snapshot_sha256":"1318fadabca4925a17e850e5a2febc31b42a170384f13f941057f33ea83f6193","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":14,"qualified_finalists":4,"ranking_unit":"Mortgage lender"},"schema_version":4,"summary":"KeyBank is a good, but not fully verifiable, fit for a physician, dentist, or resident carrying high student debt. Five of the seven platforms in this study named KeyBank during the ranking stage, and its physician-focused materials directly address medical-school debt, possible no-PMI financing, employment-contract income documentation, and potentially more flexible debt-to-income treatment (openai:keybankmedicalprofessionalmortgage, openai:keybankphysicianvsconventional). The strongest reason to consider it is the combination of a dedicated medical-professional program, reported high loan…","target_buyer":"A physician, dentist, or medical resident with high future earning potential but heavy student loan debt.","topic":{"base_category":"Home Purchase Mortgage Lenders","category_criteria":["physician loan program availability","student loan debt treatment","no PMI options","low or zero down payment terms","income projection flexibility for residents"],"geography":"United States","slug":"best-physician-mortgage-loan-lenders","title":"Best Physician Mortgage Loan Lenders","use_case":"physician loan high student debt"}}