{"citations":{"source_mix":{"company_owned":46,"independent":74,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":61,"partial":29},"total_sources":122,"unique_domain_count":44},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Physician Mortgage Loan Lenders","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"physician loan high student debt","subject":"Bank of America","unit":"rank","value":1},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Bank of America","unit":"platforms","value":7},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"physician loan high student debt","subject":"Truist","unit":"rank","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Truist","unit":"platforms","value":7},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"physician loan high student debt","subject":"KeyBank","unit":"rank","value":4},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"KeyBank","unit":"platforms","value":5},{"claim_id":"claim-008","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi","openai"],"predicate":"final_consensus_rank","qualifier":"physician loan high student debt","subject":"Regions Bank","unit":"rank","value":5},{"claim_id":"claim-009","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Regions Bank","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":1.2857142857142858,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":1,"name":"Bank of America","platform_mentions":7,"platform_share":1},{"average_rank":4.571428571428571,"best_rank":1,"entity_id":"entity-002","entity_type":"company","final_rank":2,"name":"Truist","platform_mentions":7,"platform_share":1},{"average_rank":4.8,"best_rank":3,"entity_id":"entity-003","entity_type":"company","final_rank":4,"name":"KeyBank","platform_mentions":5,"platform_share":0.7142857142857143},{"average_rank":7.5,"best_rank":7,"entity_id":"entity-004","entity_type":"company","final_rank":5,"name":"Regions Bank","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-purchase-mortgage-lenders/physician-loan-high-student-debt.json","page_url":"https://mortgageconsensusindex.com/home-purchase-mortgage-lenders/physician-loan-high-student-debt","report_type":"best_of_index","study_id":"MCI-STUDY-A6F6365ECFEE","title":"Best Physician Mortgage Loan Lenders (2026)"},"limitations":["Exactly 7 platforms were included in this run: openai, anthropic, deepseek, grok, perplexity, kimi, google. The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 12:07:58.259029+00","research_date":"2026-09-29","source_snapshot_sha256":"ee5367a02858abf6092c122ec73ff78ef14bb08b9902136b7285da9cc41db971","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":14,"qualified_finalists":4,"ranking_unit":"Mortgage lender"},"schema_version":4,"summary":"Bank of America is the consensus leader among physician mortgage lenders for high-student-debt buyers in this 7-platform AI study, named by all seven platforms with an average listed position of 1.29 and a best position of 1. Truist is the strongest alternative for buyers who need true 0% down financing up to $1 million with no PMI, and KeyBank is the leading choice for jumbo loan amounts up to $3.5 million. Regions Bank qualifies as a regional option for buyers in 15 Southern and Midwestern states. Seven AI platforms were studied using one standardized prompt sent once to each. The…","target_buyer":"A physician, dentist, or medical resident with high future earning potential but heavy student loan debt.","topic":{"base_category":"Home Purchase Mortgage Lenders","category_criteria":["physician loan program availability","student loan debt treatment","no PMI options","low or zero down payment terms","income projection flexibility for residents"],"geography":"United States","slug":"best-physician-mortgage-loan-lenders","title":"Best Physician Mortgage Loan Lenders","use_case":"physician loan high student debt"}}