{"citations":{"source_mix":{"company_owned":13,"independent":20,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":23,"partial":8},"total_sources":33,"unique_domain_count":25},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Jumbo Mortgage Lenders for High-Value Home Purchase","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek"],"predicate":"final_consensus_rank","qualifier":"jumbo loan high value purchase","subject":"loanDepot","unit":"rank","value":7},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"loanDepot","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic"],"predicate":"fit_rating_count","qualifier":"good","subject":"loanDepot","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","deepseek","grok","perplexity","google"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"loanDepot","unit":"platforms","value":5},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"loanDepot","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":7.5,"best_rank":6,"entity_id":"entity-001","entity_type":"company","final_rank":7,"name":"loanDepot","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-purchase-mortgage-lenders/jumbo-loan-high-value-purchase/loandepot.json","page_url":"https://mortgageconsensusindex.com/home-purchase-mortgage-lenders/jumbo-loan-high-value-purchase/loandepot","report_type":"fit_review","study_id":"MCI-STUDY-68726B1BF809","title":"loanDepot Review for High-Value Home Purchase"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 10:51:38.889903+00","research_date":"2026-09-29","source_snapshot_sha256":"c59a7053e6f63df9e6e6064e68c655f4e6216c43f44a4b9c771bbf170f1fbddf","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":14,"qualified_finalists":7,"ranking_unit":"Mortgage lender"},"schema_version":4,"summary":"loanDepot is a mixed fit for a jumbo loan high value purchase. Two of the seven platforms in this study named loanDepot during the ranking stage, and both placed it in the bottom half of their lists (average rank 7.5, best rank 6). Its strongest case is a publicly stated jumbo ceiling of $3 million with fixed-rate and 3-, 5-, and 7-year ARM options and nationwide availability. The main limitation is transparency: loanDepot publishes no jumbo rate sheet, no reserve rules, no asset-verification policy, and no private-banking relationship benefits, so buyers cannot compare it on paper without a…","target_buyer":"A high-income or high-net-worth buyer purchasing a home priced above the conforming loan limit.","topic":{"base_category":"Home Purchase Mortgage Lenders","category_criteria":["jumbo rate competitiveness","loan limit flexibility","income and asset verification","private banking relationship perks","reserve requirement flexibility"],"geography":"United States","slug":"best-jumbo-mortgage-lenders-for-high-value-home-purchase","title":"Best Jumbo Mortgage Lenders for High-Value Home Purchase","use_case":"jumbo loan high value purchase"}}