{"citations":{"source_mix":{"company_owned":27,"independent":27,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":47,"partial":7},"total_sources":55,"unique_domain_count":23},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best FHA Loan Lenders for Home Purchase","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"FHA insured home purchase loan","subject":"New American Funding","unit":"rank","value":6},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"New American Funding","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"New American Funding","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","deepseek","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"New American Funding","unit":"platforms","value":5},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"New American Funding","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6.4,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":6,"name":"New American Funding","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-purchase-mortgage-lenders/fha-insured-home-purchase-loan/new-american-funding.json","page_url":"https://mortgageconsensusindex.com/home-purchase-mortgage-lenders/fha-insured-home-purchase-loan/new-american-funding","report_type":"fit_review","study_id":"MCI-STUDY-65DC2C5A6963","title":"New American Funding Review for Home Purchase"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 09:32:44.6991+00","research_date":"2026-09-29","source_snapshot_sha256":"7e2d1473ddf26a43716e1a6bdc4d96c7321c9278d927add331c3b2594e14422d","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":8,"ranking_unit":"Mortgage lender"},"schema_version":4,"summary":"New American Funding is a good fit for an FHA insured Home Purchase loan if the buyer has a credit score in the 580–660 range or limited savings. Five of the seven platforms in this study named New American Funding during the ranking stage, a 71% share, with an average listed rank of 6.4 and a best rank of 3. The strongest reason to consider it is documented FHA participation plus publicly stated credit flexibility down to a 500 score with 10% down. The main limitation is that borrower-specific pricing, lender fees, manual-underwriting policy, and closing timelines are not publicly…","target_buyer":"A buyer with a credit score in the 580 to 660 range or minimal savings who needs an FHA-insured purchase loan.","topic":{"base_category":"Home Purchase Mortgage Lenders","category_criteria":["FHA approval efficiency","minimum credit score flexibility","mortgage insurance premium handling","FHA underwriting expertise","closing timeline"],"geography":"United States","slug":"best-fha-loan-lenders-for-home-purchase","title":"Best FHA Loan Lenders for Home Purchase","use_case":"FHA insured home purchase loan"}}