{"citations":{"source_mix":{"company_owned":20,"independent":22,"unclear":3},"sources_referenced_by_questions":0,"support_mix":{"direct":28,"partial":6},"total_sources":45,"unique_domain_count":24},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best FHA Loan Lenders for Home Purchase","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","kimi","openai"],"predicate":"final_consensus_rank","qualifier":"FHA insured home purchase loan","subject":"CrossCountry Mortgage","unit":"rank","value":7},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","kimi","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"CrossCountry Mortgage","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"strong","subject":"CrossCountry Mortgage","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"CrossCountry Mortgage","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"CrossCountry Mortgage","unit":"platforms","value":1},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"CrossCountry Mortgage","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6.8,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":7,"name":"CrossCountry Mortgage","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-purchase-mortgage-lenders/fha-insured-home-purchase-loan/crosscountry-mortgage.json","page_url":"https://mortgageconsensusindex.com/home-purchase-mortgage-lenders/fha-insured-home-purchase-loan/crosscountry-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-B9A1CD59BF0D","title":"CrossCountry Mortgage Review for Home Purchase"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 09:34:51.852256+00","research_date":"2026-09-29","source_snapshot_sha256":"48e022147775eb3843ccc3c1c30e2262775d19875c1aace05d6d5c9dabe58b5b","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":8,"ranking_unit":"Mortgage lender"},"schema_version":4,"summary":"CrossCountry Mortgage is a good, but not conclusively best, fit for a U.S. buyer seeking an FHA insured Home Purchase loan with a 580–660 credit score or limited savings. Five of seven platforms named CrossCountry during the ranking stage, with an average listed rank of 6.8 and a best rank of 2. The strongest reason to consider it is publicly stated FHA purchase lending with a 580-score/3.5%-down structure, plus down-payment assistance and specialty FHA programs. The main limitation is that borrower-specific pricing, FHA overlays, manual-underwriting availability, mortgage-insurance…","target_buyer":"A buyer with a credit score in the 580 to 660 range or minimal savings who needs an FHA-insured purchase loan.","topic":{"base_category":"Home Purchase Mortgage Lenders","category_criteria":["FHA approval efficiency","minimum credit score flexibility","mortgage insurance premium handling","FHA underwriting expertise","closing timeline"],"geography":"United States","slug":"best-fha-loan-lenders-for-home-purchase","title":"Best FHA Loan Lenders for Home Purchase","use_case":"FHA insured home purchase loan"}}