{"citations":{"source_mix":{"company_owned":28,"independent":18,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":24,"partial":9},"total_sources":46,"unique_domain_count":22},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best FHA Loan Lenders for Home Purchase","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"FHA insured home purchase loan","subject":"Carrington Mortgage","unit":"rank","value":3},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Carrington Mortgage","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Carrington Mortgage","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Carrington Mortgage","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Carrington Mortgage","unit":"platforms","value":1},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Carrington Mortgage","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.4,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":3,"name":"Carrington Mortgage","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-purchase-mortgage-lenders/fha-insured-home-purchase-loan/carrington-mortgage.json","page_url":"https://mortgageconsensusindex.com/home-purchase-mortgage-lenders/fha-insured-home-purchase-loan/carrington-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-12613681543E","title":"Carrington Mortgage Review for Home Purchase"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 09:25:58.675161+00","research_date":"2026-09-29","source_snapshot_sha256":"9d8a68b770281d743a9b5818993e066937284969bb335f805fe15fba8db6f0a1","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":8,"ranking_unit":"Mortgage lender"},"schema_version":4,"summary":"Carrington Mortgage is a good, but not definitively best, fit for an FHA insured Home Purchase loan if the buyer has a 580–660 credit score or minimal savings. Five of the seven platforms in this study named Carrington during the ranking stage, and all seven evaluated its fit; ratings ranged from \"strong\" (google) to \"uncertain\" (kimi), with most landing on \"good.\" The strongest reason to consider it is publicly marketed FHA purchase lending with stated credit-score flexibility down to 500 and standard FHA down-payment tiers. The main limitation is that Carrington does not publicly disclose…","target_buyer":"A buyer with a credit score in the 580 to 660 range or minimal savings who needs an FHA-insured purchase loan.","topic":{"base_category":"Home Purchase Mortgage Lenders","category_criteria":["FHA approval efficiency","minimum credit score flexibility","mortgage insurance premium handling","FHA underwriting expertise","closing timeline"],"geography":"United States","slug":"best-fha-loan-lenders-for-home-purchase","title":"Best FHA Loan Lenders for Home Purchase","use_case":"FHA insured home purchase loan"}}