{"citations":{"source_mix":{"company_owned":14,"independent":21,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":19,"partial":17},"total_sources":37,"unique_domain_count":19},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Online Mortgage Lenders for Fast Closing","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"fast closing competitive offer","subject":"New American Funding","unit":"rank","value":6},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"New American Funding","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"strong","subject":"New American Funding","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"New American Funding","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","kimi"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"New American Funding","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":6,"name":"New American Funding","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-purchase-mortgage-lenders/fast-closing-competitive-offer/new-american-funding.json","page_url":"https://mortgageconsensusindex.com/home-purchase-mortgage-lenders/fast-closing-competitive-offer/new-american-funding","report_type":"fit_review","study_id":"MCI-STUDY-54C48A0E86AA","title":"New American Funding Review for Fast Closing"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 12:20:01.752962+00","research_date":"2026-09-29","source_snapshot_sha256":"99a3fea893f967f1dabc3aa9dd1bf0151d9f6a76b6f3418deb8f92feb9eca588","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":10,"ranking_unit":"Mortgage lender"},"schema_version":4,"summary":"New American Funding is a mixed-to-good fit for a fast-closing competitive offer, depending on loan type. Three of seven platforms named it during ranking discovery, at an average listed rank of 5.0 and a best rank of 3. The strongest reason to consider it is the advertised 14 Business Day Close Guarantee on eligible purchase loans, backed by a $250 lender credit if missed. The main limitation is that the guarantee's published exclusions cover FHA, VA, USDA, Non-QM, jumbo, and other transaction types, and no verified current company-wide average closing time or preapproval service level was…","target_buyer":"A buyer in a competitive market with a tight closing deadline who needs rapid digital underwriting.","topic":{"base_category":"Home Purchase Mortgage Lenders","category_criteria":["average time to close","digital underwriting automation","pre-approval turnaround speed","online document processing","communication responsiveness"],"geography":"United States","slug":"best-online-mortgage-lenders-for-fast-closing","title":"Best Online Mortgage Lenders for Fast Closing","use_case":"fast closing competitive offer"}}