{"citations":{"source_mix":{"company_owned":21,"independent":6,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":15,"partial":5},"total_sources":27,"unique_domain_count":9},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Bridge Loan Lenders for Buying Before Selling","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"bridge loan buy before sell","subject":"Ribbon Home","unit":"rank","value":6},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Ribbon Home","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Ribbon Home","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Ribbon Home","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","kimi"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Ribbon Home","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":6,"name":"Ribbon Home","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-purchase-mortgage-lenders/bridge-loan-buy-before-sell/ribbon-home.json","page_url":"https://mortgageconsensusindex.com/home-purchase-mortgage-lenders/bridge-loan-buy-before-sell/ribbon-home","report_type":"fit_review","study_id":"MCI-STUDY-0A320BF8EAF6","title":"Ribbon Home Review for Buying Before Selling"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 12:36:24.334879+00","research_date":"2026-09-29","source_snapshot_sha256":"45295c95d28bd00400488a5e7a2fe6fbb923ac34f11dc88d8422145dd7056399","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":40,"qualified_finalists":10,"ranking_unit":"Mortgage lender"},"schema_version":4,"summary":"Ribbon Home is a good — but not fully transparent — fit for a homeowner who needs to close on a new home before their current one sells. Two of the seven platforms in this study named Ribbon Home during the ranking stage, at an average listed rank of 3.0. Its strongest reason to consider it is the purpose-built Buy Before You Sell program: a non-contingent, short-term bridge structure with advertised 15–30-day closings, ownership from day one, and no prepayment penalty. The main limitation is disclosure: Ribbon does not publish its interest rate, APR, or full payoff math, and availability is…","target_buyer":"A homeowner who needs to close on a new home purchase before their current home has sold.","topic":{"base_category":"Home Purchase Mortgage Lenders","category_criteria":["bridge loan availability","speed of approval","equity access terms","conversion to permanent financing","fees and interest structure"],"geography":"United States","slug":"best-bridge-loan-lenders-for-buying-before-selling","title":"Best Bridge Loan Lenders for Buying Before Selling","use_case":"bridge loan buy before sell"}}