{"citations":{"source_mix":{"company_owned":18,"independent":14,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":25,"partial":6},"total_sources":32,"unique_domain_count":14},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Jumbo HELOC Lenders for High-Value Homes and Large Credit Lines","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","perplexity"],"predicate":"final_consensus_rank","qualifier":"Large credit line on a high-value home","subject":"Truist Bank","unit":"rank","value":9},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Truist Bank","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic"],"predicate":"fit_rating_count","qualifier":"good","subject":"Truist Bank","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","perplexity","google"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Truist Bank","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"weak","subject":"Truist Bank","unit":"platforms","value":1},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Truist Bank","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5.5,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":9,"name":"Truist Bank","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-equity-loan-and-heloc-lenders/jumbo-large-credit-line-heloc/truist-bank.json","page_url":"https://mortgageconsensusindex.com/home-equity-loan-and-heloc-lenders/jumbo-large-credit-line-heloc/truist-bank","report_type":"fit_review","study_id":"MCI-STUDY-803901B887BC","title":"Truist Bank Review for High-Value Homes and Large Credit Lines"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 19:30:15.471096+00","research_date":"2026-09-29","source_snapshot_sha256":"17158b0b90a49f7add77c86b76984428f697e2ac4cb113964f08a170b1243769","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":30,"qualified_finalists":9,"ranking_unit":"Home equity lender"},"schema_version":4,"summary":"Truist Bank is a mixed fit for a large credit line on a high-value home. Two of the seven platforms in this study named Truist during the ranking stage, and those two placed it at an average listed rank of 5.5 (best rank 2). Its strongest case is a publicly advertised HELOC maximum of $1,000,000 with borrowing up to 89% of home value and optional fixed-rate advances . The main limitation is that no reviewed public source confirms a distinct jumbo HELOC program or a verified line above $1 million, and one platform reported a $500,000 cap instead . Treat Truist as a quote-and-verify candidate,…","target_buyer":"An owner of a high-value home with substantial equity who needs a credit line well above standard conforming limits.","topic":{"base_category":"Home Equity Loan and HELOC Lenders","category_criteria":["maximum line size offered","rate competitiveness at large balances","underwriting for high-value properties","relationship banking perks"],"geography":"United States","slug":"best-jumbo-heloc-lenders-for-high-value-homes-and-large-credit-lines","title":"Best Jumbo HELOC Lenders for High-Value Homes and Large Credit Lines","use_case":"Large credit line on a high-value home"}}