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The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 19:30:30.079038+00","research_date":"2026-09-29","source_snapshot_sha256":"e83a8679a226691a0a274d1dbf5df7f58bc155f07297b6678217908b29e6d555","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":30,"qualified_finalists":9,"ranking_unit":"Home equity lender"},"schema_version":4,"summary":"Bank of America is the consensus leader for a large credit line on a high-value home, named by all seven platforms studied (100.0% share, average listed position 2.43, best position 1). It publicly advertises HELOCs up to $1,000,000 on primary residences with no application fee, no annual fee, and no closing costs on qualifying lines up to that ceiling [e1:][e1:]. Citizens Bank is the strongest alternative for borrowers who can document a first-lien line of at least $200,000 and want relationship pricing, with a published maximum of $2,000,000 [e2:]. PNC Bank and Navy Federal Credit Union…","target_buyer":"An owner of a high-value home with substantial equity who needs a credit line well above standard conforming limits.","topic":{"base_category":"Home Equity Loan and HELOC Lenders","category_criteria":["maximum line size offered","rate competitiveness at large balances","underwriting for high-value properties","relationship banking perks"],"geography":"United States","slug":"best-jumbo-heloc-lenders-for-high-value-homes-and-large-credit-lines","title":"Best Jumbo HELOC Lenders for High-Value Homes and Large Credit Lines","use_case":"Large credit line on a high-value home"}}