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Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 20:50:42.535415+00","research_date":"2026-09-29","source_snapshot_sha256":"8668b1e1ac2360f3e99c0bc3ef57e5fe627330a74fcf4ecd654c5b139ca096ba","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":41,"qualified_finalists":5,"ranking_unit":"Home equity lender"},"schema_version":4,"target_buyer":"A small business owner who wants to use personal home equity as a funding source for business operations or expansion.","topic":{"base_category":"Home Equity Loan and HELOC Lenders","category_criteria":["underwriting acceptance of business-purpose use","line size adequacy for business needs","speed of access to funds","documentation requirements"],"geography":"United States","slug":"best-heloc-lenders-for-business-owners-using-home-equity-for-business-capital","title":"Best HELOC Lenders for Business Owners Using Home Equity for Business Capital","use_case":"Business capital funded through personal home equity"}}